How do I handle my accrued benefits when changing jobs?

If you change your job, you may opt for one of the following three ways to handle the accrued benefits in your MPF accounts:

• Transfer the accrued benefits to another scheme your new employer participates in; or
• Retain the accrued benefits in the same scheme (i.e. in a personal account in the same scheme); or
• Transfer the accrued benefits to a personal account in another scheme (i.e. in another personal account). (Sources: MPFA Website)