Can I change my mind later, after I have selected my initial investment portfolio?

Your scheme trustee is required by law to provide you with a choice to switch your investment portfolio at least once a year. Whether you can switch investments more than once during a year is subject to the governing rules of your scheme.

For Principal members, you can change your investment choices through the following channels.

• "Principal TeleTouch®" at 2827 1233. Simply follow the instructions and key in your new investment direction.
• Login to Principal Retirement Centre and send us your instruction for investment direction online.
• Alternatively, you can send us the Change of Investment Choice by Member Form.